OP Online Payment

A convenient payment method for e-commerce.

In productionPremium

Collect e-commerce payments as account-to-account credit transfers. The service allows your customers to pay from their account in any Finnish bank. The payments are credited to your company's account at OP. This means having one integration only and managing incoming transactions on one bank account only. 

  • Modern and safe way to collect payments

    Online banking payments are a familiar payment method for your customers and easy for you to integrate.

  • Hassle-free refunds

    Refund easily a payment fully or partially.

  • Status notifications as a callback

    Receive notifications of payment status changes.

  • All Finnish banks with one integration

    The multibank feature allows your customers to pay from their account in any Finnish bank.



Take the API into use

Try the API out in the sandbox

Register on OP Developer and create a developer application.

Integrate and develop in production

Production access requires a contract with your OP cooperative bank. Contact your OP cooperative bank directly. Once you have signed the contract, apply for production access to get an API key. The API key will be available through OP Developer after we have accepted your application. The API keys are different for the sandbox and production.

Read more detailed instructions in the technical documentation.

Read more

OP Online Payment

Safe and familiar way to pay online

OP Online Payment on op.fi

Collect online payments from all Finnish banks with one API

OP Online Payment takes e-commerce to the next level with its new multi-bank feature.

Collect online payments from all Finnish banks with one API

Related APIs

  • OP Lasku API

    Provide your customers with a convenient payment method for e-commerce purchases up to 5,000 euros.