Our APIs go beyond banking

Find new business opportunities and improve customer experience with OP’s best in class API’s.

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Create services in diverse fields

Banking

Traditional banking is going through a big shift as PSD2 obliges European banks to open their APIs. This is a great opportunity for us to collaborate with FinTechs and startups to think beyond banking and expand the payment and account services we offer our customers.

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Accounts with AI 2.0

Accounts with AI 2.0: Accounts with AI APIs provide access points to basic, enriched, and predictive information on accounts and transactions.

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Payments

Payment APIs allows you to initiate and confirm SEPA payments between participants.

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Payment Highway

Payment Highway offers Finland’s best app payment experience. The APIs enable one-click payments and recurring charging in-app and on the web.

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Consumer Financing

Integrate consumer financing seamlessly into your online and offline customer experience.

Wealth management APIs will transform saving and investing

Wealth

We strive to make investing accessible to wider customer groups with new distribution arrangements. Our mutual fund and stock APIs allow your customers to trade OP’s mutual funds and in the coming weeks also stocks listed in OMX Helsinki, and track the value of their investments within your service.

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Funds

APIs for user's fund information and creating redemption and subscription orders.

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Holdings

APIs for user's holdings information.

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Financial Instruments

Trade stocks listed in Nasdaq Nordic.

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Custodies

Open new custodies for stock trading.

Mobility is a business field enabled by new technology and culture

Mobility

New technology and a cultural shift are enabling more creative mobility services such as OP Kulku. Sharing economy permits expansive data which can be used for improving safety and reducing emissions linked to traditional transportation.

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Branches

Branches API provides your customers with up-to-date information on the closest bank branches.

We will be releasing APIs in diverse services

Health

Reach the user directly with new health services.

Housing

Housing services that adapt to everyone's needs.

Insurance

A seamless insurance provider that connects to multiple services.

Register now and start creating innovations

Access our APIs and sandbox environment

Collaborate with our advisors and business partners or join startup programs

Visibility and new business through our 4+ million customer base

Fractal Labs provides an automated insights platform for banks

Fractal Labs provides an automated insights platform for banks

Don’t lose your money imperceptibly: Minna Technologies shows how much money you spend on subscriptions

Don’t lose your money imperceptibly: Minna Technologies shows how much money you spend on subscriptions

What is Open Banking?

What is Open Banking?