Our APIs go beyond banking

Find new business opportunities and improve customer experience with OP’s best-in-class APIs.

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Create services in diverse fields

Banking

Traditional banking is going through a big shift as PSD2 obliges European banks to open their APIs. This is a great opportunity for us to collaborate with FinTechs and startups and expand the payment and account services we offer our customers.

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Accounts V3.0

Effortless access to account and transaction information.

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Payments

Initiate and confirm SEPA payments.

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Consumer Financing

Integrate consumer financing seamlessly into your online and offline customer experience.

Wealth management APIs will transform saving and investing

Wealth

We strive to make investing accessible to wider customer groups with new distribution arrangements. Our mutual fund and stock APIs allow your customers to trade OP’s mutual funds and stocks listed in OMX Helsinki, and track the value of their investments within your service.

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Funds

APIs for user's fund information and creating redemption and subscription orders.

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Holdings

APIs for user's holdings information.

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Financial Instruments

Trade stocks listed in Nasdaq Nordic.

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Custodies

Open new custodies for stock trading.

Mobility is a business field enabled by new technology and culture

Mobility

New technology and a cultural shift are enabling more creative mobility services such as OP Kulku and DriveNow. Sharing economy permits expansive data which can be used for improving safety and reducing emissions linked to traditional transportation.

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Branches

Branches API provides your customers with up-to-date information on the closest bank branches.

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DriveNow

DriveNow is a free-floating car sharing service in the capital area of Finland. DriveNow API allows users to see the real-time location and pricing of cars. More information on the API at api@op.fi.

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Branches

Branches API provides your customers with up-to-date information on the closest bank branches.

We will be releasing APIs in diverse services

Identity

Simple and secure solutions for authenticating your end users online.

Health

Reach the user directly with new health services.

Housing

Housing services that adapt to everyone's needs.

Insurance

A seamless insurance provider that connects to multiple services.

Register now and start creating innovations

Access our APIs and sandbox environment

Collaborate with our advisors and business partners or join startup programs

Visibility and new business through our 4+ million customer base

Automate finance routines with Corporate Banking APIs

Automate finance routines with Corporate Banking APIs

OP Identity Service Broker replaces TUPAS in 2019

OP Identity Service Broker replaces TUPAS in 2019

PSD2 sandbox launched

PSD2 sandbox launched