Our APIs go beyond banking

Find new business opportunities and improve customer experience with OP’s best in class API’s.

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Create services in diverse fields


Traditional banking is going through a big shift as PSD2 obliges European banks to open their APIs. This is a great opportunity for us to collaborate with FinTechs and startups to think beyond banking and expand the payment and account services we offer our customers.



Account APIs provide read-only methods to access your accounts and transactions information.



Payment APIs allows you to initiate and confirm SEPA payments between participants.


Payment Highway

Payment Highway offers Finland’s best app payment experience. The APIs enable one-click payments and recurring charging in-app and on the web.

Wealth management APIs transform saving and investing


We strive to make investing accessible to wider customer groups with new distribution arrangements. Our mutual fund APIs allowing you to invest in funds, view your current ownerships and their development, as well as redeem ownerships.



APIs for user's holdings, fund information and creating redemption and subscription orders.



APIs for user's holdings information.

Mobility is a business field enabled by new technology and culture


New technology and a cultural shift are enabling more creative mobility services such as OP Kulku. Sharing economy permits expansive data which can be used for improving safety and reducing emissions linked to traditional transportation.



Branches API provides your customers with up-to-date information on the closest bank branches.

We will be releasing APIs in diverse services


Reach the user directly with new health services.


Housing services that adapt to everyone's needs.


A seamless insurance provider that connects to multiple services.

Register now and start creating innovations

Access our APIs and sandbox environment

Collaborate with our advisors and business partners or join startup programs

Visibility and new business through our 4+ million customer base

Artificial intelligence is changing the financial industry

Artificial intelligence is changing the financial industry

The human-driven data economy needs a strong Europe

The human-driven data economy needs a strong Europe

Our 2018 Event Calendar

Our 2018 Event Calendar